Your Filipino
Mortgage Partner

“Veteran nurse here in California and a first time home buyer, and I honestly could not have asked for a better mortgage broker than Ajay Delarosa and the Delarosa Financial team.

Ajay was referred to me by our real estate agent friend from church, and I truly believe God put him in our path for a reason.

As a nurse, I work long hours and have a very busy schedule, but Ajay was always available for us. Even after business hours, he would answer his phone or respond back quickly. The communication, professionalism, patience, and guidance throughout the entire process made us feel comfortable every step of the way.

From the pre approval process to explaining interest rates, down payment, closing costs, cash to close, and helping structure our offer to get accepted, Ajay made everything smooth and easy to understand. He went over all our options, showed us different interest rate choices, shopped around with different lenders, and helped us get the best process and lowest interest rate available for our situation.

There were no surprises, no stress, and no confusion. His team handled everything efficiently from start to finish.

What really stood out was how much he genuinely cared. He treated us like family and always made sure we understood every detail before moving forward.

If you are looking for a mortgage broker in California, especially for a first time home buyer, conventional loan, FHA loan, or pre approval, I highly recommend Ajay Delarosa and Delarosa Financial. Thank you again for helping us become homeowners!”

“Buying a home while managing a big family, multiple jobs, and the demands of everyday life felt overwhelming at times, but Ajay Delarosa made the entire loan process feel possible, smooth, and far less stressful than I ever imagined.

I'm not a first-time home buyer — this is actually my 5th home purchase — so I thought I already knew a lot about the home buying and loan process. I've worked with many agents and lenders over the years, but Ajay still managed to educate me and teach me things I never knew before. That alone says a lot about his knowledge, experience, and dedication to his clients.

From the very beginning, Ajay took the time to explain every step clearly and patiently. He never made me feel rushed, confused, or overlooked. He guided me through everything with professionalism, honesty, and genuine care.

What truly stood out was his dedication and availability. I know Ajay is extremely busy and works with many clients, but every time I reached out to him, he made me feel like I was his only client. He always made time to answer my questions, return my calls, and reassure me whenever I felt anxious or uncertain. That kind of attention and care is very rare these days.

This was not an easy process, but Ajay stayed positive, worked tirelessly behind the scenes, and never gave up on helping me achieve my goal. His persistence, knowledge, and commitment made all the difference for me and my family.

I'm beyond grateful for Ajay Delarosa and his team. If you're looking for someone who truly cares, communicates clearly, fights for you, and continues to support you even after closing, I highly recommend him. Out of everyone I've worked with in all my home purchases, Ajay is truly exceptional.”

“Ajay and his team were absolutely wonderful to work with. His company was actually the first to provide us with pre-approval when we started our home buying journey. At one point we decided to apply through the builder's in-house lender, but unfortunately our application was denied. When we reached back to Ajay, he welcomed us back without hesitation and immediately stepped in to guide us through the process again. Ajay truly held our hands every step of the way. He was always available whenever we had questions and make sure everything stayed on track. His responsiveness, knowledge, and genuine care for his clients really stood out. Thanks Ajay and his team, we were able to successfully close on our home. We are incredibly grateful and highly recommend him to anyone looking for a reliable and dedicated mortgage professional.”

“Ajay was incredibly helpful from start to finish. As a first-time homebuyer, he patiently answered all my questions and clarified everything. He's very approachable, always available, and I was amazed how he advocates for you and how much he boosts your chances when offers are competitive! I also want to recognize Christian, who was always on top of the paperwork and ready to help. They both know exactly what they're doing and make you feel like more than just a client—like family or a friend. Delarosa Financial is highly recommended! Take this from the very first 5-star review after the 100 ;)”

“I can't say enough great things about my experience with Ajay and his team at Delarosa Financial. From the very beginning, Ajay was professional, patient, and incredibly knowledgeable. He took the time to walk me through every step of the mortgage process, making sure I understood my options and felt confident in my decisions. He was so confident that we could close and get the key within 2 weeks of my time of my loan application, in my mind I was like BRO, I'm not even sure about my finances but he was already confident that he could get me approved no matter what and what really stood out was how approachable and caring he was no question ever felt too small, and he always responded quickly with clear and helpful answers.

Chris, the loan officer, was equally amazing. she was proactive in providing updates, kept everything organized, and made the paperwork side of things much less overwhelming. Together, Ajay and Chris worked seamlessly to ensure that everything moved forward smoothly and on time. Their teamwork and dedication truly made me feel like I was in the best hands.

Buying a home can be stressful, but with the Delarosa Financial team, the process was so much easier than I ever imagined. They genuinely care about their clients and go the extra mile to make sure everything is handled with honesty and transparency. I'm extremely grateful for their support and would recommend them to anyone looking for a mortgage broker and team they can trust 100%.”

“Working with Ajay to buy our home was such a great experience. Not only did he help us lock in a lower interest rate than we expected, but he also made the entire process feel way less stressful.

What really stood out was how joyful and positive he was throughout everything. No matter how busy things got, he always showed up with a great attitude, clear communication, and genuine support.

If you're looking for someone who knows what they're doing, brings great energy to the process and actually looks out for your best interest, definitely reach out to Ajay. Highly recommend!”