Take the First Step

Start Your
Pre-Approval

Know your numbers. Move with confidence. Get a fully reviewed pre-approval in as little as 24 hours — backed by white-glove service from start to close.

Quick & Easy

3 minutes to start

Secure Process

Bank-level encryption

No Credit Impact

Soft pull only

Takes 3 minutes to start · No obligation

Your Path to Homeownership

Buying a Home or Refinancing? Start With a Clear Strategy.

The first step is a fully reviewed mortgage pre-approval — so you understand your options, your purchasing power, and exactly what to expect. Ajay will review your income, credit, and financial profile to structure the right loan strategy for your goals.

The Advantage

Why Get Pre-Approved?

A pre-approval letter is your most powerful tool in a competitive market.

Know your exact budget before you start shopping
Strengthen your offer in a competitive market
Faster closing once you find your home
Personalized guidance from a licensed broker
Access to multiple loan programs and lenders
No obligation — free consultation

The Process

How It Works

Our pre-approval process is straightforward, stress-free, and built around your schedule.

01

Contact Us

Reach out by phone, text, or email. We'll schedule a free consultation to discuss your goals and answer any questions.

02

Submit Your Application

Complete a simple loan application. We'll guide you through every field and let you know exactly what documents are needed.

03

Document Review

We review your income, assets, credit, and employment history to determine the best loan options available to you.

04

Receive Your Pre-Approval

Once approved, you'll receive a pre-approval letter you can use to make confident offers on homes.

Be Prepared

What You'll Need

Gather these documents ahead of time to speed up your pre-approval.

Government-issued photo ID
Last 2 years of tax returns (W-2s or 1099s)
Recent pay stubs (last 30 days)
Last 2–3 months of bank statements
Employment history (last 2 years)
Social Security number for credit check

Ready to Begin?

Your Pre-Approval Is
One Step Away.

Contact Ajay Delarosa today for a free, no-obligation consultation. We're here to guide you every step of the way — from pre-approval to closing.

NMLS #2377717 · Individual NMLS #1603609 · Licensed in CA, FL, SC, MI