(510) 734-9500|[email protected]|NMLS #2377717
Delarosa Financial Inc.

Mortgage Tool

Home Affordability Calculator

Estimate how much home you may be able to afford based on your income, debts, and down payment.

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Your Financial Picture

$

Before taxes

$

Car, student loans, credit cards

$
%
$

Optional — leave 0 to use DTI

Monthly Cost Estimates

$
$
$

Estimated Purchase Price Range

$494,566

to

$549,517

Estimated Monthly Payment

Loan Amount$489,517
Principal & Interest$3,175
Monthly Property Taxes$500
Monthly Insurance$125
Total Monthly Payment$3,800
Estimated Back-End DTI43%

Most lenders prefer 43% or below

Want to know your real buying power?

A pre-approval gives you an exact number — not an estimate.

Apply for Pre-Approval Schedule a Consultation

These tools are for estimate and education purposes only. They do not represent a loan approval, locked interest rate, final payment, or commitment to lend. Actual eligibility and payment depend on credit, income, assets, debts, property type, loan program, market conditions, and final underwriting approval.

Ready to Move Forward?

Know Your Number. Get Pre-Approved.

Calculators give you estimates — a pre-approval gives you a real number backed by a full review of your income, assets, and credit.

Apply for Pre-Approval Schedule a Consultation (510) 734-9500

These tools are for estimate and education purposes only. They do not represent a loan approval, locked interest rate, final payment, or commitment to lend. Actual eligibility and payment depend on credit, income, assets, debts, property type, loan program, market conditions, and final underwriting approval.